FPU

I enrolled in Dave Ramsey's Financial peace University at my church. We are 3 weeks in and I LOVE it! I encourage you to take it if it is offered in your area - well worth your time!

Of course, since taking it - I have taken a closer look at my expenses to see if there is anywhere else I can cut. Do I really need my Y membership? I can walk around the neighborhood instead of a treadmill!! We shall see what changes the 13 week course brings!