Debt

There are so many Americans in debt right now, it may be at it's highest ever! I see a lot on the news and in print about our nation's debt problem...everyone is trying to "keep up with the Joneses", so to speak. Big screen TV's, fancy cars , vacations, new houses...how are we paying for it? CREDIT. Not a good situation to be in. Something I've been preaching to my Nephew lately...pay cash, have some money in the bank, and do not get yourself into the debt trap. It's a vicious, never ending cycle that you can spend your life trying to get out of. There are places where you can get debt help ,and I know some folks who are using them. I have to give them props for recognizing a problem and trying to fix it as best they can. I do not envy them, though, it can take years. I'd rather live my little frugal life, than have all those fancy toys and gadgets and be knee deep in debt!
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